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Ule HomesListed

Non-bank finance company · Lagos, Abuja, Ibadan · Regulation not stated: no CBN finance-company licence shown; works through partner banks · last checked 6 Oct 2026

Their website

Products

Add your budget to see monthly figures

  • Rent Finance (Model 1)

    Salary earners

    Interest rate
    2.9% a month, fixed
    Longest term
    1 yr
    Equity you put in
    50%
    Largest loan
    ₦5M
    Your monthly
    Work out yours
  • Rent Finance (Model 2)

    Salary earners or business owners

    Interest rate
    3.95% a month
    Longest term
    Not published
    Equity you put in
    None
    Largest loan
    ₦20M
    Your monthly
    Work out yours
  • MREIF Mortgage (via partner banks)

    Minimum income ₦500k/month, credit score 600+, loan ends by age 60; diaspora eligible

    Interest rate
    9.75% a year, fixed
    Longest term
    20 yrs
    Equity you put in
    10%
    Largest loan
    ₦100M
    Your monthly
    Work out yours

Registering interest isn't an application. The financier sees how many people are interested, not who; only NISH sees your name.

Who it suits

Rent Finance (Model 1)

Salary earners

Loan size
Up to ₦5M
Equity you put in
50%
50% of rent paid upfront (refunded with 7%)
NHF contributor needed
Not required
Interest rate
2.9% a month, fixed
Per month

Checked by NISH 6 OCT 2026 · Source

Rent Finance (Model 2)

Salary earners or business owners

Loan size
Up to ₦20M
Equity you put in
None
No upfront payment
NHF contributor needed
Not required
Interest rate
3.95% a month
Per month

Checked by NISH 6 OCT 2026 · Source

MREIF Mortgage (via partner banks)

Minimum income ₦500k/month, credit score 600+, loan ends by age 60; diaspora eligible

Loan size
Up to ₦100M
Equity you put in
10%
Minimum 10%
NHF contributor needed
Not required
Interest rate
9.75% a year, fixed
MREIF scheme rate; loan made by Ule's partner bank

Checked by NISH 6 OCT 2026 · Source