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Lagos Building Investment Company Plc (LBIC)Listed
Mortgage bank · Lagos · CBN-licensed, NDIC-insured (self-stated) · last checked 7 Oct 2026
Products
Add your budget to see monthly figures
NHF Loan
Salaried: 6 months of payslips and an employer letter
- Interest rate
- 6% a year
- Longest term
- Not published
- Equity you put in
- 10%
- Largest loan
- ₦15M
- Your monthly
- Work out yours
Diaspora Mortgage
Nigerians abroad buying LBIC, LSDPC or Lagos State homes; Nigerian and overseas credit reports, 12 months of overseas statements, guarantors
- Interest rate
- Not published
- Longest term
- 7 yrs
- Equity you put in
- 50%
- Largest loan
- ₦100M
- Your monthly
- Work out yours
Registering interest isn't an application. The financier sees how many people are interested, not who; only NISH sees your name.
Who it suits
NHF Loan
Salaried: 6 months of payslips and an employer letter
- Loan size
- Up to ₦15M
- Equity you put in
- 10%
- 10% across LBIC's whole NHF range (₦5M–₦15M). LBIC's page also says nil below ₦5M, but its stated minimum loan is ₦5M. Fees: 0.2% admin (once), 0.2% service (yearly)
- NHF contributor needed
- Required
- NHF contributor
- Interest rate
- 6% a year
- Statutory NHF rate; not shown on LBIC's page
Checked by NISH 7 OCT 2026 · Source
Diaspora Mortgage
Nigerians abroad buying LBIC, LSDPC or Lagos State homes; Nigerian and overseas credit reports, 12 months of overseas statements, guarantors
- Loan size
- Up to ₦100M
- Equity you put in
- 50%
- Minimum 50%
- NHF contributor needed
- Not required
- Interest rate
- Not published
- Rate not published
Checked by NISH 6 OCT 2026 · Source