Imperial Homes Mortgage Bank LtdListed
Mortgage bank · Lagos, Abuja · CBN-licensed, NDIC-insured (self-stated) · last checked 6 Oct 2026
Products
Add your budget to see monthly figures
Residential Mortgage
Salaried or self-employed; repayments up to 33% of income; term depends on age
- Interest rate
- 28% a year
- Longest term
- 25 yrs
- Equity you put in
- 20%
- Largest loan
- ₦60M
- Your monthly
- Work out yours
MREIF Mortgage
Repayments up to 33% of income
- Interest rate
- 9.75% a year, fixed
- Longest term
- 20 yrs
- Equity you put in
- 20%
- Largest loan
- Not published
- Your monthly
- Work out yours
Family Homes Fund Mortgage
Repayments up to 33% of income
- Interest rate
- 16% a year
- Longest term
- 15 yrs
- Equity you put in
- 20%
- Largest loan
- Not published
- Your monthly
- Work out yours
Diaspora Mortgage
Nigerians living abroad
- Interest rate
- Not published
- Longest term
- 10 yrs
- Equity you put in
- 40%
- Largest loan
- ₦50M
- Your monthly
- Work out yours
Registering interest isn't an application. The financier sees how many people are interested, not who; only NISH sees your name.
Who it suits
Residential Mortgage
Salaried or self-employed; repayments up to 33% of income; term depends on age
- Loan size
- Up to ₦60M
- Equity you put in
- 20%
- 20–30%
- NHF contributor needed
- Not required
- Interest rate
- 28% a year
- From Imperial's loan eligibility calculator
Checked by NISH 6 OCT 2026 · Source
MREIF Mortgage
Repayments up to 33% of income
- Loan size
- Not published
- Equity you put in
- 20%
- At least 20% (Imperial calculator; scheme minimum is 10%)
- NHF contributor needed
- Not required
- Interest rate
- 9.75% a year, fixed
- MREIF scheme rate (federal Mortgage Refinance and Equity Investment Fund)
Checked by NISH 6 OCT 2026 · Source
Family Homes Fund Mortgage
Repayments up to 33% of income
- Loan size
- Not published
- Equity you put in
- 20%
- At least 20%
- NHF contributor needed
- Not required
- Interest rate
- 16% a year
- From Imperial's loan eligibility calculator
Checked by NISH 6 OCT 2026 · Source
Diaspora Mortgage
Nigerians living abroad
- Loan size
- Up to ₦50M
- Equity you put in
- 40%
- Minimum 40%
- NHF contributor needed
- Not required
- Interest rate
- Not published
- Rate not published
Checked by NISH 6 OCT 2026 · Source