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Federal Mortgage Bank of Nigeria (FMBN)Listed

Government lender · NHF loans · National, through FMBN-accredited mortgage banks · CBN-regulated; FMB Act and NHF Act 1992 · last checked 6 Oct 2026

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  • NHF Individual Mortgage Loan

    NHF contributors with 6+ months of continuous contributions. Apply through an FMBN-accredited mortgage bank. Repayment up to 1/3 of income (press)

    Interest rate
    6% a year
    Longest term
    30 yrs
    Equity you put in
    Not published
    Largest loan
    ₦50M
    Your monthly
    Work out yours

Registering interest isn't an application. The financier sees how many people are interested, not who; only NISH sees your name.

Who it suits

NHF contributors with 6+ months of continuous contributions. Apply through an FMBN-accredited mortgage bank. Repayment up to 1/3 of income (press)

Loan size
Up to ₦50M
Equity you put in
Not published
FMBN publishes no equity rule. Accredited mortgage banks apply 0% up to ₦5M and 10% for ₦5M–₦15M (LBIC and AG pages)
NHF contributor needed
Required
At least 6 months of continuous NHF contributions
Interest rate
6% a year
FMBN lends to mortgage banks at 4%; they on-lend at 6%

Checked by NISH 6 OCT 2026 · Source