AG Mortgage Bank PlcListed
Mortgage bank · Lagos, Abuja, Enugu · CBN-licensed national mortgage bank (self-stated) · last checked 6 Oct 2026
Products
Add your budget to see monthly figures
Residential Mortgage
Ages 25–55 with steady, verifiable income
- Interest rate
- Not published
- Longest term
- 7 yrs
- Equity you put in
- 30%
- Largest loan
- ₦100M
- Your monthly
- Work out yours
GEN-Z Mortgage
Ages 18–30 with stable or emerging income and a parent or third-party guarantor
- Interest rate
- 28% a year, fixed, then variable
- Longest term
- 20 yrs
- Equity you put in
- 10%
- Largest loan
- ₦15M
- Your monthly
- Work out yours
Rent-to-Own
AG bank-owned properties only
- Interest rate
- Not published
- Longest term
- 7 yrs
- Equity you put in
- 10%
- Largest loan
- Not published
- Your monthly
- Work out yours
LIMO (cooperative and low-income)
Employees or members of a registered cooperative
- Interest rate
- Not published
- Longest term
- 3 yrs
- Equity you put in
- Not published
- Largest loan
- ₦5M
- Your monthly
- Work out yours
Registering interest isn't an application. The financier sees how many people are interested, not who; only NISH sees your name.
Who it suits
Residential Mortgage
Ages 25–55 with steady, verifiable income
- Loan size
- Up to ₦100M
- Equity you put in
- 30%
- Loan up to 70% of cost
- NHF contributor needed
- Not required
- Interest rate
- Not published
- Rate not published ('competitive')
Checked by NISH 6 OCT 2026 · Source
GEN-Z Mortgage
Ages 18–30 with stable or emerging income and a parent or third-party guarantor
- Loan size
- Up to ₦15M
- Equity you put in
- 10%
- Minimum 10%
- NHF contributor needed
- Not required
- Interest rate
- 28% a year, fixed, then variable
- Fixed for 2 years, then variable; 1% fee
Checked by NISH 6 OCT 2026 · Source
Rent-to-Own
AG bank-owned properties only
- Loan size
- Not published
- Equity you put in
- 10%
- Up to 90% of property value
- NHF contributor needed
- Not required
- Interest rate
- Not published
- No separate rate (built into price); 1% fee
Checked by NISH 6 OCT 2026 · Source
LIMO (cooperative and low-income)
Employees or members of a registered cooperative
- Loan size
- Up to ₦5M
- Equity you put in
- Not published
- NHF contributor needed
- Not required
- Interest rate
- Not published
- Rate not published
Checked by NISH 6 OCT 2026 · Source